A credit report is a history of how you or your company borrow and then pay off your credit, including delinquency and bankruptcy. There are currently three main credit bureaus in the United States -- Equifax, Experian and TransUnion. If you own a home, have a credit card, lease a car, or apply for or use credit of any sort, this information is reported to one, two or all three of these credit bureaus....
8/8/2010 9:16:56 AM
People don't change bad habits until they have a compelling reason. Too often that compelling reason is the result of a habit's negative outcome; but the promise of positive rewards resulting from the establishment of good habits can be a strong motivator. In the workplace, aligning responsible information stewardship with personal and professional gain can set the stage for good privacy habits. Here...
7/27/2010 8:06:17 PM
Senior Citizens are more vulnerable to Identity Theft because they are more trusting and less aware of the increasing variety of scams. Although most of our older relatives have no interests in the complexities of smart phones, computers, the Internet, and online banking; many that give it a try leave themselves defenseless against thieves. The Elderly can be easily targeted online or through the mail...
7/19/2010 5:47:46 AM
The new movie on Facebook entitled "The Social Network" released its first teaser trailer. The film, better recognized as "The Facebook Movie," follows the early days of the world's most powerful social networking site. It follows Mark Zuckerberg, Facebook CEO, from the creation of the website through the destruction of a friendship with his co-founders. In the process, it exposes the history behind...
7/6/2010 9:01:31 AM
The FTC just busted a long-running internet scam where offshore thieves set up virtual companies and stole millions of dollars from US consumers one small charge at a time. "It was a very patient scam," said Steve Wernikoff, a staff attorney with the FTC who is prosecuting the case. According to him, the scammers found loopholes in the credit card processing system that allowed them to set up fake...
7/1/2010 10:43:36 AM
While the new features keep the iPhone at the forefront of technology, they also cause some privacy concerns. One concern that carries over from previous iPhone models is the Always-on iPhone Apps that track your every move through the GPS navigation system. Back in April, Apple began allowing location-tracking applications to run in the background. So, for example, companies like FourSquare, Yelp,...
6/21/2010 10:24:05 AM
Medical records are one-stop shopping for identity thieves. There is no need to slowly gather bits and pieces of someone's personal information - it's all packaged together: Social Security number, name, address, phone number, even payment accounts. Crooks have received everything from medication to a liver transplant using a stolen identity. And that's only the tip of the iceberg! More than just medical...
6/5/2010 11:52:03 AM
Here are 5 steps to take after a loved-one has passed away to make sure that their identity rests in peace: 1. Short Obituaries. Make sure that you don't include too much identifying information when you write the obituary. Identity thieves use this information (mother's maiden name, address, ancestry, occupation, birth date, death date) to set up new accounts, licenses, etc. in the deceased person's...
5/21/2010 12:02:45 PM
How do I delete my Facebook account? I get asked this question every day. At my speeches, by my clients, by my friends and family. It used to be that people no longer wanted the mundane information overload that Facebook promotes. But now they are looking at it from a privacy perspective -- they no longer want their thoughts, pictures, and videos shared indiscriminately with people they don't know....
5/14/2010 3:43:38 PM
Dishonest Employees are a serious issue and common cause for corporate data breach. In this video, identity theft speaker and data theft expert John Sileo discusses several tools that will help you reduce the chances that you are hiring a data thief into your business. The Top 3 Tips for preventing the hire of dishonest employees are: 1. Ensure that reference verification procedures are not just in...
5/5/2010 10:45:32 AM